How do you work?
It starts with us having an initial discussion on the telephone where I look to understand a little about you and what you are looking to achieve. If we seem like a good fit for one another, I will arrange a face to face meeting with you. This gives me the opportunity to understand more about your situation and to tell you about how I work. This meeting is at a cost to me and is without obligation on either party.
I just want help with a “one off” piece of advice can you help me?
Now that my business is well established, I only provide ongoing services.
Who is your typical client?
I specialise in helping people that are preparing for, or have made, the transition into what would traditionally be considered “retirement”, but which looks very different these days with the changes people are making to their lifestyles.
Why do you specialise in this area?
It’s where I feel I can add the most value and, having made the leap from the corporate world to starting my own business in mid-life, as well as having helped my daughter get on to the property ladder, I feel I have experience of, and can relate to the difficult decisions that those in a similar position are facing.
What are your fees?
I don’t disclose my fees in advance. They will be discussed at the end of our first meeting.
Why won’t you disclose your fees?
Because it’s meaningless to do so without understanding more about your situation. If you took your car to be repaired, you wouldn’t expect the garage to quote you a price until they had completed a thorough check of your vehicle. Why should your finances be any different?
What I can tell you is that I charge fixed fees for advice. I am neither the cheapest advisor, nor the most expensive. I sit somewhere in the middle and feel that I offer good value to those that are serious about planning their financial future.
Do you have a minimum threshold for taking on new clients?
Yes, a minimum of £500,000 of investable assets.